Retirement Investing Discussion

With the baby boomers approaching retirement age, there is a new wind coming across the investment firms, and this wind is bringing the sound of hours and hours of planning, and implementing a new strategies to get the baby boomer's money into their pockets once they retire, or even better, start thinking about retiring. In his book "The Number" Lee Eisenberg tell us how every major player in Wall Street has devided plans to allocate a huge influx of retirement money.
During a discussion through LinkedIn I was told by an Independent Financial Services Professional that I might want to take a look at MLPs, even thought they were targeted at older investors looking to provide income, the had one heck of a year. Of course I'm always wary of anything that would qualify as "hot", watching your net worth plummet into the darkness, lighting up the way by the glow of its own flames is never pleasant, and most painful when bought at the very top of an unbelievable run up. Plus I am not even familiar with the loads, expenses, fees, years of lock up...But with millions of baby boomers coming into retirement, it just makes you want to believe that there will be many more incredible years. Unfortunately, I do not have a private line with the CEO of Lehman(up 1.82% today), Goldman Sacks (up 3.51% today, 10% this week) or Bearn Stearns (up 2.01%), but I bet they know what they're doing.
So, once your money is invested, and you have reached your "number", which way is the road to Paradise going to take you?